Mutual funds aggregate funds from investors with a view to pool money to invest in a pre-determined theme or investment objective. These funds can be either close-ended i.e. open for investment only at a particular time or open-ended i.e. open for investment at the current market value.
Is a category of funds that invest in a diverse mix of securities that cut across sectors and market capitalizations.
Invest in only specific sectors. For example, a banking sector fund will invest in only shares of banking companies.
Invest in line with an investment theme. For example, an infrastructure thematic fund might invest in shares of companies that are into infrastructure construction, infrastructure toll-collection, cement, steel, telecom, power etc.
Invest in only treasury bills and government securities, which do not have a credit risk.
Invest in a mix of government and non-government debt securities. In selecting corporate bond funds, one needs to be cautious in the selection of funds particularly on the quality and the rating of the borrowers.
Are kinds of debt funds where the investment portfolio is closely aligned to the maturity of the scheme.
Are a variant of debt schemes that invest only in ultra short duration debt securities.
Balance funds aim to provide capital appreciation with steady income by investing in a portfolio of stocks and bonds. It can be either a fixed percentage or can vary as per market cycles.
By a dedicated fund manager backed by an Investment research team. These experts research companies, products and their performance on a regular basis.
Regulated by Securities & Exchange Board of India (SEBI) which is mandated by the Government to establish strict checks and balances in the structure of mutual funds and their activities.
Simple paperless process of investment and redemption, once registered.
By investing in broad range of well-researched securities, mutual fund investors gain the benefit of diversification, which is usually available only to large investors, who can build significant positions in multiple stocks.
Investments can be withdrawn at a short notice compared to traditional investments, like PPF (Public Provident Fund) and National Savings Scheme.
Mutual Funds allow you to invest in smaller amounts with limited capital to start with and yet provide exposure to hundreds of stocks.
Finding time to carefully plan your financial future can be a challenge. We at Divitas Capital help you plan your financial future and achieve your investment goals by careful selection based on risk apettite, goal analysis, portfolio construction and tax planning. We pro-actively manage your investment, as we would our own. Our mutual funds and investment recommendations are in line with our view on the financial markets, not by commissions.
Wealth creation is a long-term process; however, it needs to be constantly monitored and altered to capture opportunities arising due to varying market conditions. We supply clients with easy to understand and comprehensive reports of their portfolio, easy access to regular market insights through our blog and a monthly newsletter to better understand the market and their investments.
